5 Reasons Upgrading Your Tech Can Give Your Business An Edge

In an ever-changing marketplace, technology is one thing that can help give you a much-needed edge over your competitors. While you may be one of those that feel the old ways are always best, there is no denying that technology is not only an integral part of doing business in the modern world, but is becoming more and more of a necessity for businesses of the future. Here are 5 reasons why upgrading your tech can help move your business forward – and maybe even give you an edge over your competitors. Technology gives you greater insights into the marketplace and your position in it Technology also gives you real-time insight into both what is happening in the market as a whole and where your business stands in relationship to those shifts in the market. At one time businesses might not have known until end-of-year inventory or statistics were delivered how they did that year. As technology advance, businesses were able to understand on a quarterly basis how they stood, but now with advanced tech, you can monitor your business and the marketplace it resides in on a moment-to-moment basis. With a better understanding of the marketplace as a whole…

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5 Things Every Truck Owner Operator Should Consider

Truck drivers are a big part of the world. They’re the reason that businesses can count on timely deliveries all in one piece. Many truck drivers start out driving for a company and then after amassing years of experience, they consider working for themselves. That means you’re not going to be on anyone else’s watch except your own, and that’s an arrangement that may work for some drivers but not others. Before investing the time, energy, and money into starting your own truck company, you might want to take a look at the competition, count your resources, and a few other important things that help to predict your success. If you’re passionate about driving a truck and want to make a living being your own boss, consider these 5 things before diving in head first in the competitive Australian truck industry. What to Consider 1. What’s your inspiration? It might seem like an odd question to ask at first, but it’s actually the best question of all. After all, if you’re starting a business JUST to make money in Australia, there’s a good chance that your motivation will quickly fall away. The truck industry is a busy place, with over…

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5 Tips to Pick The Right Boat

  • by ufinance
  • Oct 29, 2018
  • Category:

Boating is a worthwhile pastime that offers fun and feelings of a lifetime. If you’ve never owned a boat, you might feel a bit lost about how to pick out one that’s right for you and your family. Much of what’s “right” for you will have to do with your overall budget, but you can also make a more intelligent decision by paying close attention to the following 5 tips. 5 things to consider 1. How are you going to use the boat? If you want a houseboat to take out your family for vacations, you need a home away from home. If the boat is for fishing, you need a boat more suitable for this purpose. If you are just looking for some quick water activity a jet ski for your family might be more suitable. The kind of activity you plan to use your boat will help you rule out certain types of boats before buying. 2. Does it have enough storage? A day on the water can require a lot of gear. If you’re planning to take your boat out for days or weeks at a time, you need to consider that too. This means carefully weighing the…

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7 Things to Consider Before Buying A Used Jet Ski

  • by ufinance
  • Oct 22, 2018
  • Category:

A jet ski is a fun super-machine. Anyone who lives near a body of water and owns one knows that thrills are always just a brief trip away. If you’re not an owner of a jet ski or boat yet, you might be wondering whether or not it’s a good idea to buy used. This is your brief primer to read through before buying used. After all, we all know that buying used is going to save you money, but are you going to receive the same kind of value you get when you buy new? Things to consider 1. Do you live in an area where you’re legally allowed to jet ski? Some bodies of water don’t allow for jet skis. If you’re living in one of these areas and don’t want to travel to use it, then buying one, in general, might not be a great idea. 2. When you buy used, are you going to get a copy of the title? This is the first red flag to look for! If you are buying a used jet ski from someone who isn’t going to give you a title, then you need to cancel the purchase altogether and…

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7 Things To Remember When You Test Drive

Test drives are little miracles for car buyers. While some cars look great on the outside and might be shiny and new, under the hood they can have serious problems that will affect their longevity and usefulness to you. And thus, the test drive is your best weapon against ill-advised purchases of vehicles that just aren’t quite what they appear to be. Before heading home in that shiny new or used vehicle, make sure you follow these 7 simple tips. Get the most out of a test drive 1. Truly test everything: This means not just driving the vehicle but noticing and it feels when you park it, stop it at lights, and get in and out of it. Does the seatbelt stick? How about the gearshift? Maybe there’s something uncomfortable about the drivers or passengers seats. Whatever those things are, make sure you give a thorough investigation of everything inside and outside. 2. Look into the future: If you are an active driver who drives a lot, you’re going to want to envision yourself in this vehicle in the future. Are the seats comfortable enough to get you through the longest drive? Does it have braking issues that might…

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8 Signs You Might Need Driving Lessons

Australians are terrific drivers on average, but that doesn’t mean there aren’t a few out there who could use a few driving lessons. If you exhibit any of these 8 qualities, it might be time to enrol in a driving course to hone your skills. Before going straight into the list, take a look at a few shocking facts about Australian drivers. A few bad habits – 13.5% of drivers are intoxicated during crashes – 32% text while driving – 22% of accidents include an element of distraction (such as texting) We’ve already seen a few bad habits that contribute to some awful traffic accidents every year in Australia. Let’s take a look at 8 bad habits that can really get you in a bind on the roads. 8 Bad Habits While Driving 1. You’re glued to your cell phone while driving. Nothing distracts a driver quite so much as texting while driving. If you frequently text while driving, look at pictures while driving, or use any app on your cell phone when the car is in motion, you might need some serious driving lessons. 2. Distracted by your surroundings. Not everyone can focus on the road at all times,…

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A Brief Primer On Balloon Payments

If you’re in the market for finance balloon payments are a term you might need to familiarise yourself with. Balloon payments can reduce your monthly repayments and make your next purchase more affordable. As with all good things, let’s begin with a definition of a balloon payment. Balloon Payments A long, long time from now, you’ll reach the end of your car loan’s term, and it’s here that you will make what is called a balloon payment. It’s a large, single payment at the end of your term. Why is it called a balloon payment? Well, like a balloon, it inflates at the END and is larger than those smaller payments you’ve been making all along. However, since it’s so inflated, that means that all along you’re going to be making smaller repayments each month. Advantages of balloon payments – A balloon payment reduces your monthly car loan payment, freeing up money for other fun things in life. – Since your balloon payment swells over time, you can prepare for it and see it coming, unlike other unpredictable payments that may arise month to month. – For businesses, they’re ideal, since businesses tend to be able to make larger inflated…

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Ask These 5 Questions Before Buying A Caravan

  • by ufinance
  • Sep 24, 2018
  • Category:

A caravan is a virtual home away from home, and any caravan you drive away in should feel just like that. The problem is that far too many people drive away before truly giving any thought to whether the vehicle they’re about to purchase is a good long-term fit for them. Quick purchases often turn into quick regret, so we’re here to save you the trouble of getting stuck with a caravan you simply aren’t happy with. 5 simple questions to ask before buying 1. How much money do you have to spend? This is one of the trickiest questions to anticipate. You might know how much money you have for a down payment, but you don’t know how much money you will have to make repayment throughout the life of the loan. Projecting future caravan finance situations can be an ordeal. Speaking to a financial professional can assist you with your future financial predictions. 2. Do you have the features you need? Towing capacity and maximum payload are going to be a couple of important terms to consider before buying. So many people drive away in a caravan they love the look of, but then they find out it…

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Boat Buying Guide

  • by ufinance
  • Sep 17, 2018
  • Category:

The decision of whether to buy a boat or not is a weighty one. Not only is a boat a major purchase, but there is a great deal of care and maintenance that goes into boat ownership. The decision of whether to buy a boat or not should not be made lightly, frivolously or on a whim. Here are some points to consider before making the decision as to whether to buy a boat or not. Educate yourself about boats If you haven’t grown up around boats or spent a great deal of time around them, you need to make sure you are thoroughly educated about boats in general. You need to know about different types of boats, what they are made of and what differentiates one from another. It’s important to know about various manufacturers, boating safety equipment, certifications, how boats are repaired and how to go about finding the right boat for you. You can use the internet as well as books and magazines, but your best bet is to talk to a boat lover or boating experts. The more you know, the more of an informed choice you can make when it’s time to plunk down a…

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Can I Get a Car Loan with Bad Credit?

Yes, it’s possible to get a car loan with bad credit. But you’ll have to work a little harder to get the money you need. You’ll also pay a bit more than if you had good credit. Still, it’s possible to get that new car in your driveway. Here’s some info on obtaining a car finance when you have bad credit. Subprime Borrowers People with bad credit are often categorized as subprime borrowers. There is a subprime lending market for people who fit this category. Try to get a loan from a traditional lender first. If that fails, then the subprime market is an option. Subprime lenders specialize in working with people who have low credit scores. These lenders are willing to accept more risk than traditional lenders. As a result, they are more willing to provide loans to borrowers rejected by traditional lenders. The Influence of Your Credit Score Your credit score determines your category status. Lenders have their own criteria for determining if you’re a subprime borrower or not. If your credit score is too low for a traditional lender, then they won’t consider giving you an auto loan. Most banks and credit unions want borrowers to have…

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