Society’s debt to the farmer goes well beyond that of the produce grown. As one of the oldest industries, agriculture has the longest tradition of innovation and technological change. Product diversification, end of supply-chain integration and productivity improvement are amongst the numerous factors which make farmers innovators.


Farming Technology

It was the farming societies of midwestern United States in the 1920s and 1930s which provided the basis for theorists interested in why new technology is accepted by some people and not by others. Based on this research, today it is widely recognised that people fall into defined groups as to their willingness to try new technology. People’s responsiveness to technology change can be categorized as; the innovators, the early adaptors, the late adaptors and the laggards – those who are happy to fall behind.


Farming Finance

Research shows that innovators and early adaptors typically have good social networks, are willing to take risks and are financially savvy. However, in Australia it is not the fear of risk but the lack of access to finance which is a key impediment to farmers improving the efficiency of their production and adopting better technology.


Agricultural Finance

At uFinance we understand the difficulties faced by primary producers in obtaining finance. That’s why you’ll find us anything but laggards when it comes to arranging agricultural finance.


Tractor Finance

Whether your credit need is for innovation, the purchase of new inputs, the acquisition of tractors, threshers, harvesters, water pumping sets or for the procurement of storage facilities to aid in the better marketing of crops – uFinance can help. We can help to set up loans, leases, hire purchase and rental agreements for a broad range of need across all sectors, from fruit picking to wine making, dairy farming to market gardening.


Farming Technology

It was the farming societies of midwestern United States in the 1920s and 1930s which provided the basis for theorists interested in why new technology is accepted by some people and not by others. Based on this research, today it is widely recognised that people fall into defined groups as to their willingness to try new technology. People’s responsiveness to technology change can be categorized as; the innovators, the early adaptors, the late adaptors and the laggards – those who are happy to fall behind.


Farming Finance

Research shows that innovators and early adaptors typically have good social networks, are willing to take risks and are financially savvy. However, in Australia it is not the fear of risk but the lack of access to finance which is a key impediment to farmers improving the efficiency of their production and adopting better technology.


Agricultural Finance

At uFinance we understand the difficulties faced by primary producers in obtaining finance. That’s why you’ll find us anything but laggards when it comes to arranging agricultural finance.


Tractor Finance

Whether your credit need is for innovation, the purchase of new inputs, the acquisition of tractors, threshers, harvesters, water pumping sets or for the procurement of storage facilities to aid in the better marketing of crops – uFinance can help. We can help to set up loans, leases, hire purchase and rental agreements for a broad range of need across all sectors, from fruit picking to wine making, dairy farming to market gardening.

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